Our Services
Financial Planning
Our focus extends beyond merely deferring your ideal lifestyle to an uncertain future.
We work towards helping you live the life you envision today, prompting meaningful discussions about what you're truly saving for. This presents a unique opportunity to engage in a richer dialogue about your retirement aspirations, allowing us to craft a personalized plan that aligns with your ideal retirement lifestyle.
The process of creating a life map involves a thorough analysis of your personal finances and an evaluation of various building blocks that contribute to your overall well-being. Our consideration of lifestyle matters encompasses finding the delicate balance between work and leisure, making informed choices for the future, and addressing other elements that enhance your journey.
Life is dynamic, with unforeseen changes such as the birth of a child, the loss of a loved one, a job transition, or a significant purchase. These events may necessitate a reevaluation of your financial strategy. In such cases, we are here to help you chart a new course, ensuring that your financial, lifestyle, and retirement goals remain on track. Whether it's adapting to changing goals or adjusting to shifting performance, we will assist you in implementing any new plan of action that has been tailored to meet your evolving needs. Your financial journey is dynamic, and we are committed to navigating it with you to ensure a secure and fulfilling future.
Securing a comfortable and stable retirement is a goal shared by many hardworking individuals.
As we look forward to the prospect of longer, healthier lives, the importance of planning for retirement becomes increasingly evident. Similar to most people, your retirement income will likely stem from various sources such as qualified retirement plans, Social Security, and personal savings and investments.
Retirement planning marks a shift from the accumulation years to the spending years, emphasizing the need for a thoughtful and strategic approach. The realization of a secure and happy retirement involves estimating the amount of money required and examining potential retirement income sources. This process is not static; it evolves through different life stages, making it crucial to collaborate with a trusted financial professional. Their expertise can help you map out long-term goals and adjust your retirement plan to accommodate major life events.
At every juncture of life, we are dedicated to guiding you along the path to—and through—retirement. Whether you are just starting your career, approaching retirement age, or somewhere in between, we offer comprehensive guidance, tools, and services to help you prepare for retirement on your terms.
Are you seeking guaranteed retirement income or looking for an additional tax-advantaged way to save for retirement?
We have a broad selection of retirement annuity products designed to help fit your needs. Our highly trained professionals are ready to guide you and help you feel confident you're making the most suitable retirement planning decisions. We can review your current annuity to see if there is a more suitable lower-cost option available that might provide you with more competitive rates.
Custom Insurance Concepts offers consultation and solutions on employee benefits
If you know your employees work hard and that their efforts help contribute to your organization’s success, but you don’t show your appreciation, you miss out on a great opportunity to improve worker happiness, engagement, and productivity. Employees want to be recognized for their work, and employers have the power to make a meaningful impact by showing their gratitude.
We offer a wide menu of insurance and fringe benefits solutions for small businesses. Offering Benefits plans can attract and retain quality employees while ensuring you and your business partners have access to things normally offered by large corporations. We'll work to find solutions to enhance your employee retention and overall profitability.
Our focus extends beyond merely deferring your ideal lifestyle to an uncertain future.
We work towards helping you live the life you envision today, prompting meaningful discussions about what you're truly saving for. This presents a unique opportunity to engage in a richer dialogue about your retirement aspirations, allowing us to craft a personalized plan that aligns with your ideal retirement lifestyle.
The process of creating a life map involves a thorough analysis of your personal finances and an evaluation of various building blocks that contribute to your overall well-being. Our consideration of lifestyle matters encompasses finding the delicate balance between work and leisure, making informed choices for the future, and addressing other elements that enhance your journey.
Life is dynamic, with unforeseen changes such as the birth of a child, the loss of a loved one, a job transition, or a significant purchase. These events may necessitate a reevaluation of your financial strategy. In such cases, we are here to help you chart a new course, ensuring that your financial, lifestyle, and retirement goals remain on track. Whether it's adapting to changing goals or adjusting to shifting performance, we will assist you in implementing any new plan of action that has been tailored to meet your evolving needs. Your financial journey is dynamic, and we are committed to navigating it with you to ensure a secure and fulfilling future.
Securing a comfortable and stable retirement is a goal shared by many hardworking individuals.
As we look forward to the prospect of longer, healthier lives, the importance of planning for retirement becomes increasingly evident. Similar to most people, your retirement income will likely stem from various sources such as qualified retirement plans, Social Security, and personal savings and investments.
Retirement planning marks a shift from the accumulation years to the spending years, emphasizing the need for a thoughtful and strategic approach. The realization of a secure and happy retirement involves estimating the amount of money required and examining potential retirement income sources. This process is not static; it evolves through different life stages, making it crucial to collaborate with a trusted financial professional. Their expertise can help you map out long-term goals and adjust your retirement plan to accommodate major life events.
At every juncture of life, we are dedicated to guiding you along the path to—and through—retirement. Whether you are just starting your career, approaching retirement age, or somewhere in between, we offer comprehensive guidance, tools, and services to help you prepare for retirement on your terms.
Are you seeking guaranteed retirement income or looking for an additional tax-advantaged way to save for retirement?
We have a broad selection of retirement annuity products designed to help fit your needs. Our highly trained professionals are ready to guide you and help you feel confident you're making the most suitable retirement planning decisions. We can review your current annuity to see if there is a more suitable lower-cost option available that might provide you with more competitive rates.
Custom Insurance Concepts offers consultation and solutions on employee benefits
If you know your employees work hard and that their efforts help contribute to your organization’s success, but you don’t show your appreciation, you miss out on a great opportunity to improve worker happiness, engagement, and productivity. Employees want to be recognized for their work, and employers have the power to make a meaningful impact by showing their gratitude.
We offer a wide menu of insurance and fringe benefits solutions for small businesses. Offering Benefits plans can attract and retain quality employees while ensuring you and your business partners have access to things normally offered by large corporations. We'll work to find solutions to enhance your employee retention and overall profitability.
Insurance Services
With the right life insurance coverage, we can be confident knowing that our loved ones will be able to live out their dreams, no matter what the future holds.
We do everything we can for our loved ones, not because we have to, but because we want to. If you're looking for affordable life insurance coverage for a specific period of time, term life insurance may be right for you. Permanent life insurance offers many different options and you can find the right guarantees, flexibility and cash value options to fit your needs.
No one plans to get sick or hurt, but most people need medical care at some point.
Health insurance covers these costs and offers many other important benefits. Health insurance protects you from unexpected, high medical costs. You pay less for covered, in-network health care and get free preventive care (like vaccines, screenings, and check-ups) even before you meet your deductible.
If you fall and break your arm, accident insurance could provide a one-time cash payment to help with co-pays you might incur for treatment.
If a broken arm meant that you could not work, you could file a claim for short-term disability benefits in order to begin receiving weekly replacement income. Although there is a distinct difference between the two types of coverage, they can certainly complement each other in the case of a covered injury.
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and support.
This includes personal and custodial care in a variety of settings such as your home, a community organization, or other facility. Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.
Cancer insurance is a product developed to help consumers cover expenses associated with cancer.
Provides either a lump sum or cumulative cash benefits to help mitigate the financial burden associated with cancer diagnosis and treatment by providing benefits for medical expenses, experimental treatments, and other related costs not covered by regular health insurance.
Medicare supplements are designed to cover the gaps in healthcare costs that are not covered by Medicare, providing additional financial assistance for services such as co-payments, deductibles, and other out-of-pocket expenses.
With many years of experience working with pre-retirees and retirees, Custom Insurance Concepts can help you understand and assess your Medicare Supplement options. Help is also available for enrollment guidance and assistance.
With the right life insurance coverage, we can be confident knowing that our loved ones will be able to live out their dreams, no matter what the future holds.
We do everything we can for our loved ones, not because we have to, but because we want to. If you're looking for affordable life insurance coverage for a specific period of time, term life insurance may be right for you. Permanent life insurance offers many different options and you can find the right guarantees, flexibility and cash value options to fit your needs.
No one plans to get sick or hurt, but most people need medical care at some point.
Health insurance covers these costs and offers many other important benefits. Health insurance protects you from unexpected, high medical costs. You pay less for covered, in-network health care and get free preventive care (like vaccines, screenings, and check-ups) even before you meet your deductible.
If you fall and break your arm, accident insurance could provide a one-time cash payment to help with co-pays you might incur for treatment.
If a broken arm meant that you could not work, you could file a claim for short-term disability benefits in order to begin receiving weekly replacement income. Although there is a distinct difference between the two types of coverage, they can certainly complement each other in the case of a covered injury.
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and support.
This includes personal and custodial care in a variety of settings such as your home, a community organization, or other facility. Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.
Cancer insurance is a product developed to help consumers cover expenses associated with cancer.
Provides either a lump sum or cumulative cash benefits to help mitigate the financial burden associated with cancer diagnosis and treatment by providing benefits for medical expenses, experimental treatments, and other related costs not covered by regular health insurance.
Medicare supplements are designed to cover the gaps in healthcare costs that are not covered by Medicare, providing additional financial assistance for services such as co-payments, deductibles, and other out-of-pocket expenses.
With many years of experience working with pre-retirees and retirees, Custom Insurance Concepts can help you understand and assess your Medicare Supplement options. Help is also available for enrollment guidance and assistance.